Designed & Developed by Appwrk

App Discovery & Download

Users discover our app across various online platforms such as app stores, social media, or our official website.

Seamless download and installation process is facilitated through user-friendly interfaces.

How to Use

Initial App Launch

Upon installation, users are prompted to initiate the onboarding process by entering their registered phone number.

OTP Verification

Users receive a secure OTP (One Time Password) for verification via SMS or other secure channels.
OTP entry ensures a secure and accurate verification process, establishing a trusted user identity.

Setting TPIN

Upon successful OTP verification, users are guided to set a TPIN (Transaction Personal Identification Number) for enhanced transaction security.
Clear instructions and best practices are provided to help users create a robust and confidential TPIN

Accessing the Home Page

With the TPIN successfully set, users seamlessly land on the intuitive and feature-rich home page of the app.
The home page serves as the central hub for accessing various functionalities and services.

KYC Process

Users can initiate the KYC process directly from the home page, ensuring a streamlined and accessible experience.
The KYC journey incorporates user-friendly steps, guiding users through document uploads, personal details submission, and other necessary requirements.

Adding Money

Post KYC completion, users can effortlessly navigate to the option of adding funds to their account.
The process is transparent, secure, and accompanied by comprehensive instructions, ensuring users confidently and successfully add money to their accounts.

By implementing these steps with a focus on user experience and security, we aim to provide a professional and trustworthy onboarding process for our users. 

Explore more

Mobile App

Paypenny is available on both Apple’s App Store and Google Play Store, ensuring a wide user reach.

Identity verification

We may take 30 minutes or more to verify your identity.

Clear, Upfront Pricing

ZERO FEES – YES, IT’S TRUE! With PayPenny, you can trust that there are no hidden fees.

We’ve got your back

We’re committed to keeping your transaction secure by not sharing your financial information.